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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,498 | $161,352+153.8% | $134,172+205.2% | $137,256+198.3% |
| Participation rate | 83.3% | 78.3%+5.0pp | 72.5%+10.9pp | 80.0%+3.4pp |
| Annual return | 10.09% | 28.72%-18.6pp | 25.30%-15.2pp | 220.34%-210.2pp |
| Employer contribution / active EE | $1,065 | $4,099-74.0% | $3,420-68.9% | $4,156-74.4% |
| Participant deferral / active EE | $6,780 | $5,552+22.1% | $4,690+44.6% | $6,407+5.8% |
| Admin fee / account holder | $2,844 | $15,028-81.1% | $12,016-76.3% | $12,270-76.8% |