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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,498 | $212,777+92.5% | $173,703+135.7% | $198,609+106.2% |
| Participation rate | 83.3% | 81.1%+2.3pp | 75.9%+7.4pp | 82.4%+1.0pp |
| Annual return | 10.09% | 18.82%-8.7pp | 17.46%-7.4pp | 202.70%-192.6pp |
| Employer contribution / active EE | $1,065 | $5,214-79.6% | $4,288-75.2% | $5,055-78.9% |
| Participant deferral / active EE | $6,780 | $5,697+19.0% | $4,854+39.7% | $6,977-2.8% |
| Admin fee / account holder | $2,844 | $19,536-85.4% | $15,562-81.7% | $19,030-85.1% |