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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,498 | $177,156+131.2% | $147,027+178.5% | $154,746+164.6% |
| Participation rate | 83.3% | 79.4%+4.0pp | 73.7%+9.6pp | 80.7%+2.6pp |
| Annual return | 10.09% | 21.94%-11.8pp | 20.23%-10.1pp | 172.34%-162.2pp |
| Employer contribution / active EE | $1,065 | $4,336-75.4% | $3,626-70.6% | $4,379-75.7% |
| Participant deferral / active EE | $6,780 | $5,797+17.0% | $4,933+37.5% | $6,730+0.7% |
| Admin fee / account holder | $2,844 | $14,904-80.9% | $12,223-76.7% | $14,365-80.2% |