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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,843 | $127,386+71.0% | $115,037+89.4% | $125,388+73.7% |
| Participation rate | 90.0% | 84.2%+5.8pp | 81.4%+8.6pp | 83.2%+6.8pp |
| Annual return | 0.35% | 31.28%-30.9pp | 26.14%-25.8pp | 282.24%-281.9pp |
| Employer contribution / active EE | $9,242 | $5,166+78.9% | $4,608+100.6% | $4,866+89.9% |
| Participant deferral / active EE | $13,505 | $6,423+110.3% | $6,026+124.1% | $5,352+152.4% |
| Admin fee / account holder | $27,220 | $9,516+186.0% | $8,175+233.0% | $9,541+185.3% |