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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,130 | $150,446+88.9% | $136,297+108.5% | $147,585+92.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.29% | 1049.14%-1032.9pp | 5156.19%-5139.9pp | 578.58%-562.3pp |
| Employer contribution / active EE | $11,312 | $5,256+115.2% | $4,696+140.9% | $4,876+132.0% |
| Participant deferral / active EE | $13,425 | $6,631+102.5% | $6,247+114.9% | $5,439+146.8% |
| Admin fee / account holder | $1,022 | $10,906-90.6% | $9,244-88.9% | $10,886-90.6% |