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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $56,325 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,792 | $81,262+376.0% | $155,602+148.6% | $80,911+378.0% |
| Participation rate | 93.6% | 66.2%+27.4pp | 78.2%+15.4pp | 67.6%+25.9pp |
| Annual return | 16.83% | 33.34%-16.5pp | 64.81%-48.0pp | 35.63%-18.8pp |
| Employer contribution / active EE | $11,968 | $3,102+285.8% | $4,675+156.0% | $2,756+334.3% |
| Participant deferral / active EE | $10,132 | $3,451+193.6% | $5,629+80.0% | $4,297+135.8% |
| Admin fee / account holder | $542 | $7,992-93.2% | $15,923-96.6% | $6,935-92.2% |