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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $97,854 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,918 | $65,092+353.1% | $143,799+105.1% | $66,938+340.6% |
| Participation rate | 84.0% | 65.2%+18.8pp | 80.3%+3.6pp | 69.8%+14.1pp |
| Annual return | -17.04% | -11.14%-5.9pp | -0.04%-17.0pp | 1.58%-18.6pp |
| Employer contribution / active EE | $6,448 | $2,362+173.1% | $4,952+30.2% | $2,545+153.4% |
| Participant deferral / active EE | $6,487 | $2,920+122.1% | $5,638+15.1% | $4,238+53.1% |
| Admin fee / account holder | $898 | $502+78.7% | $14,677-93.9% | $594+51.3% |