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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,717 | $32,117-4.4% | $71,086-56.8% | $64,173-52.1% |
| Participation rate | 14.7% | 42.7%-28.0pp | 54.7%-39.9pp | 69.6%-54.9pp |
| Annual return | -7.88% | -5.57%-2.3pp | 650.59%-658.5pp | 7.63%-15.5pp |
| Employer contribution / active EE | $150 | $712-78.9% | $1,088-86.2% | $2,381-93.7% |
| Participant deferral / active EE | $854 | $1,263-32.4% | $1,874-54.4% | $3,470-75.4% |
| Admin fee / account holder | $0 | $2,759-100.0% | $3,082-100.0% | $4,887-100.0% |