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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,411 | $35,183-7.9% | $73,550-55.9% | $70,126-53.8% |
| Participation rate | 15.4% | 42.9%-27.5pp | 54.9%-39.5pp | 69.5%-54.2pp |
| Annual return | 16.12% | 26.90%-10.8pp | -15.16%+31.3pp | 73.15%-57.0pp |
| Employer contribution / active EE | $149 | $709-78.9% | $1,219-87.7% | $2,343-93.6% |
| Participant deferral / active EE | $1,012 | $1,220-17.0% | $1,804-43.9% | $3,332-69.6% |
| Admin fee / account holder | $0 | $2,302-100.0% | $2,320-100.0% | $4,645-100.0% |