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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,019 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,609 | $60,165+30.7% | $74,184+6.0% | $55,167+42.5% |
| Participation rate | 53.1% | 74.2%-21.1pp | 76.6%-23.6pp | 69.0%-15.9pp |
| Annual return | 6.13% | 10.00%-3.9pp | 17.74%-11.6pp | 169.23%-163.1pp |
| Employer contribution / active EE | $1,023 | $1,600-36.0% | $2,370-56.8% | $1,963-47.9% |
| Participant deferral / active EE | $2,187 | $2,973-26.4% | $3,550-38.4% | $3,054-28.4% |
| Admin fee / account holder | $8 | $419-98.1% | $5,586-99.9% | $504-98.4% |