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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,236 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,465 | $54,320+46.3% | $67,652+17.5% | $52,331+51.9% |
| Participation rate | 59.9% | 73.6%-13.7pp | 75.7%-15.8pp | 68.1%-8.2pp |
| Annual return | -0.11% | 6.81%-6.9pp | 6625.40%-6625.5pp | 4.54%-4.6pp |
| Employer contribution / active EE | $953 | $1,544-38.3% | $2,266-57.9% | $1,882-49.4% |
| Participant deferral / active EE | $2,229 | $2,950-24.4% | $3,560-37.4% | $3,022-26.2% |
| Admin fee / account holder | $10 | $527-98.0% | $4,821-99.8% | $592-98.2% |