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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,078 | $54,726-74.3% | $68,793-79.5% | $64,181-78.1% |
| Participation rate | 43.2% | 68.0%-24.8pp | 72.2%-29.0pp | 69.6%-26.4pp |
| Annual return | -6.19% | -1.62%-4.6pp | -4.63%-1.6pp | 7.63%-13.8pp |
| Employer contribution / active EE | $4,265 | $1,846+131.0% | $2,625+62.5% | $2,381+79.2% |
| Participant deferral / active EE | $1,476 | $2,626-43.8% | $3,311-55.4% | $3,470-57.5% |
| Admin fee / account holder | $69 | $4,027-98.3% | $5,131-98.7% | $4,887-98.6% |