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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,024 | $100,901-84.1% | $75,501-78.8% | $147,586-89.1% |
| Participation rate | 73.7% | 77.1%-3.5pp | 72.4%+1.3pp | 82.8%-9.1pp |
| Annual return | 11.21% | 35.78%-24.6pp | 27.35%-16.1pp | 578.59%-567.4pp |
| Employer contribution / active EE | $0 | $3,253-100.0% | $2,352-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,480 | $4,027-63.3% | $3,142-52.9% | $5,439-72.8% |
| Admin fee / account holder | $1,662 | $11,285-85.3% | $5,801-71.4% | $10,886-84.7% |