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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,079 | $49,896+96.6% | $80,627+21.6% | $75,173+30.5% |
| Participation rate | 23.9% | 55.3%-31.4pp | 67.0%-43.1pp | 67.2%-43.3pp |
| Annual return | 18.95% | 34.67%-15.7pp | 936.76%-917.8pp | 160.72%-141.8pp |
| Employer contribution / active EE | $780 | $1,699-54.1% | $2,723-71.4% | $2,671-70.8% |
| Participant deferral / active EE | $2,639 | $2,992-11.8% | $4,443-40.6% | $4,126-36.0% |
| Admin fee / account holder | $2,679 | $3,578-25.1% | $5,381-50.2% | $5,651-52.6% |