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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,398 | $45,872+49.1% | $77,096-11.3% | $68,486-0.1% |
| Participation rate | 26.8% | 55.9%-29.1pp | 67.9%-41.1pp | 67.9%-41.1pp |
| Annual return | -18.96% | 1.73%-20.7pp | 42.35%-61.3pp | -7.85%-11.1pp |
| Employer contribution / active EE | $832 | $1,650-49.6% | $2,814-70.4% | $2,597-68.0% |
| Participant deferral / active EE | $2,744 | $2,963-7.4% | $4,429-38.0% | $4,028-31.9% |
| Admin fee / account holder | $4,030 | $3,041+32.5% | $5,428-25.8% | $5,404-25.4% |