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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,805 | $146,267+165.1% | $197,124+96.7% | $82,448+370.4% |
| Participation rate | 95.3% | 84.0%+11.3pp | 86.7%+8.6pp | 68.1%+27.3pp |
| Annual return | 18.04% | 29.61%-11.6pp | 44.34%-26.3pp | 41.64%-23.6pp |
| Employer contribution / active EE | $2,730 | $4,723-42.2% | $6,227-56.2% | $2,551+7.0% |
| Participant deferral / active EE | $13,283 | $7,035+88.8% | $9,135+45.4% | $4,139+220.9% |
| Admin fee / account holder | $7,953 | $14,422-44.9% | $16,298-51.2% | $7,234+9.9% |