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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,805 | $145,431+166.7% | $211,142+83.7% | $87,485+343.3% |
| Participation rate | 95.3% | 84.7%+10.6pp | 87.3%+8.1pp | 68.9%+26.4pp |
| Annual return | 18.04% | 27.21%-9.2pp | 46.84%-28.8pp | 26.06%-8.0pp |
| Employer contribution / active EE | $2,730 | $4,662-41.4% | $6,442-57.6% | $2,596+5.2% |
| Participant deferral / active EE | $13,283 | $6,859+93.7% | $9,284+43.1% | $4,274+210.8% |
| Admin fee / account holder | $7,953 | $17,052-53.4% | $19,076-58.3% | $7,775+2.3% |