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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,666 | $138,393+131.7% | $184,256+74.0% | $80,959+296.1% |
| Participation rate | 94.9% | 83.9%+11.0pp | 86.8%+8.0pp | 67.7%+27.2pp |
| Annual return | 15.01% | 20.01%-5.0pp | 28.85%-13.8pp | 35.67%-20.7pp |
| Employer contribution / active EE | $3,133 | $4,847-35.4% | $6,427-51.3% | $2,757+13.6% |
| Participant deferral / active EE | $13,332 | $7,076+88.4% | $9,133+46.0% | $4,300+210.0% |
| Admin fee / account holder | $36,790 | $10,489+250.7% | $13,899+164.7% | $6,925+431.2% |