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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,220 | $176,105-82.8% | $159,474-81.1% | $167,536-82.0% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 13.77% | 331.91%-318.1pp | 263.68%-249.9pp | 478.82%-465.0pp |
| Employer contribution / active EE | $2,513 | $5,299-52.6% | $4,831-48.0% | $4,839-48.1% |
| Participant deferral / active EE | $9,352 | $7,751+20.6% | $7,353+27.2% | $6,342+47.5% |
| Admin fee / account holder | $6,619 | $12,559-47.3% | $10,802-38.7% | $12,315-46.3% |