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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,223 | $77,817-80.4% | $123,553-87.7% | $64,173-76.3% |
| Participation rate | 80.6% | 74.7%+5.8pp | 82.3%-1.7pp | 69.6%+11.0pp |
| Annual return | -7.02% | 12.49%-19.5pp | 119.21%-126.2pp | 7.63%-14.7pp |
| Employer contribution / active EE | $1,428 | $3,014-52.6% | $4,628-69.1% | $2,381-40.0% |
| Participant deferral / active EE | $6,147 | $5,240+17.3% | $6,426-4.3% | $3,470+77.2% |
| Admin fee / account holder | $255 | $5,519-95.4% | $9,284-97.3% | $4,887-94.8% |