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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,079 | $181,896+89.7% | $156,551+120.4% | $273,972+26.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.64% | 30.74%-28.1pp | 32.23%-29.6pp | 41.46%-38.8pp |
| Employer contribution / active EE | $5,057 | $6,248-19.1% | $5,501-8.1% | $4,869+3.9% |
| Participant deferral / active EE | $8,592 | $5,550+54.8% | $4,871+76.4% | $5,287+62.5% |
| Admin fee / account holder | $770 | $15,560-95.1% | $13,028-94.1% | $10,133-92.4% |