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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,275 | $168,635+75.1% | $147,617+100.0% | $125,389+135.5% |
| Participation rate | 90.0% | 88.8%+1.2pp | 84.6%+5.4pp | 83.2%+6.8pp |
| Annual return | -3.72% | 77.65%-81.4pp | 61.98%-65.7pp | 282.24%-286.0pp |
| Employer contribution / active EE | $3,011 | $6,252-51.8% | $5,564-45.9% | $4,866-38.1% |
| Participant deferral / active EE | $4,843 | $5,507-12.1% | $4,895-1.1% | $5,352-9.5% |
| Admin fee / account holder | $490 | $13,580-96.4% | $11,612-95.8% | $9,541-94.9% |