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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,784 | $211,946-74.2% | $169,452-67.7% | $135,382-59.5% |
| Participation rate | 50.0% | 82.6%-32.6pp | 77.8%-27.8pp | 82.6%-32.6pp |
| Annual return | -7.20% | 3.26%-10.5pp | 1.83%-9.0pp | 519.77%-527.0pp |
| Employer contribution / active EE | $0 | $5,117-100.0% | $4,157-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,490 | $6,075+6.8% | $5,277+23.0% | $5,609+15.7% |
| Admin fee / account holder | $223 | $11,472-98.1% | $9,110-97.6% | $10,829-97.9% |