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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,905 | $232,540-80.7% | $185,117-75.7% | $147,586-69.6% |
| Participation rate | 46.2% | 82.4%-36.2pp | 77.3%-31.1pp | 82.8%-36.7pp |
| Annual return | 14.06% | 43.03%-29.0pp | 40.50%-26.4pp | 578.59%-564.5pp |
| Employer contribution / active EE | $0 | $5,195-100.0% | $4,182-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,750 | $5,834-18.6% | $5,045-5.8% | $5,439-12.7% |
| Admin fee / account holder | $158 | $10,275-98.5% | $8,159-98.1% | $10,886-98.5% |