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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,732 | $102,422+4.2% | $147,117-27.5% | $80,959+31.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.69% | 135.16%-121.5pp | 420.54%-406.8pp | 35.67%-22.0pp |
| Employer contribution / active EE | $3,705 | $3,717-0.3% | $4,932-24.9% | $2,757+34.4% |
| Participant deferral / active EE | $7,593 | $6,652+14.1% | $8,065-5.9% | $4,300+76.6% |
| Admin fee / account holder | $4,837 | $7,953-39.2% | $12,993-62.8% | $6,925-30.2% |