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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,765 | $72,273+294.0% | $101,275+181.2% | $79,856+256.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 15.64% | 22.30%-6.7pp | 46.48%-30.8pp | 31.71%-16.1pp |
| Employer contribution / active EE | $5,290 | $2,691+96.6% | $3,660+44.5% | $2,471+114.1% |
| Participant deferral / active EE | $12,426 | $3,282+278.7% | $4,371+184.3% | $3,741+232.2% |
| Admin fee / account holder | $3,984 | $4,401-9.5% | $5,948-33.0% | $5,306-24.9% |