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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,297 | $73,988+265.3% | $96,538+180.0% | $75,177+259.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 19.59% | 26.73%-7.1pp | 35.74%-16.1pp | 160.75%-141.2pp |
| Employer contribution / active EE | $5,439 | $2,930+85.6% | $3,740+45.4% | $2,671+103.6% |
| Participant deferral / active EE | $14,403 | $3,660+293.5% | $4,880+195.1% | $4,126+249.0% |
| Admin fee / account holder | $8,633 | $5,220+65.4% | $6,737+28.1% | $5,651+52.8% |