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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,888 | $138,366+182.5% | $184,185+112.2% | $80,911+383.1% |
| Participation rate | 97.4% | 83.9%+13.5pp | 86.8%+10.5pp | 67.6%+29.7pp |
| Annual return | 17.16% | 20.02%-2.9pp | 28.81%-11.7pp | 35.63%-18.5pp |
| Employer contribution / active EE | $14,205 | $4,849+193.0% | $6,426+121.1% | $2,756+415.5% |
| Participant deferral / active EE | $22,134 | $7,074+212.9% | $9,132+142.4% | $4,297+415.1% |
| Admin fee / account holder | $29,671 | $10,484+183.0% | $13,909+113.3% | $6,935+327.9% |