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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,166 | $125,797+172.8% | $170,043+101.8% | $75,173+356.5% |
| Participation rate | 97.5% | 83.6%+13.9pp | 87.0%+10.5pp | 67.2%+30.3pp |
| Annual return | 23.14% | 27.20%-4.1pp | 53.40%-30.3pp | 160.72%-137.6pp |
| Employer contribution / active EE | $13,375 | $4,616+189.7% | $6,790+97.0% | $2,671+400.8% |
| Participant deferral / active EE | $20,746 | $6,838+203.4% | $10,410+99.3% | $4,126+402.8% |
| Admin fee / account holder | $3,386 | $8,177-58.6% | $12,824-73.6% | $5,651-40.1% |