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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,206 | $201,372-64.6% | $184,260-61.4% | $145,884-51.2% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 8.76% | 29.04%-20.3pp | 28.84%-20.1pp | 551.85%-543.1pp |
| Employer contribution / active EE | $11,823 | $7,024+68.3% | $6,427+83.9% | $4,662+153.6% |
| Participant deferral / active EE | $12,914 | $9,808+31.7% | $9,133+41.4% | $6,690+93.0% |
| Admin fee / account holder | $12,350 | $16,362-24.5% | $13,898-11.1% | $13,392-7.8% |