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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,215 | $167,533-67.6% | $151,645-64.2% | $134,545-59.7% |
| Participation rate | 11.1% | 88.4%-77.3pp | 87.5%-76.4pp | 81.2%-70.1pp |
| Annual return | -13.23% | 7.81%-21.0pp | 3.34%-16.6pp | 418.37%-431.6pp |
| Employer contribution / active EE | $13,757 | $6,828+101.5% | $6,165+123.1% | $4,742+190.1% |
| Participant deferral / active EE | $14,372 | $8,985+60.0% | $8,363+71.9% | $6,401+124.5% |
| Admin fee / account holder | $59,283 | $13,781+330.2% | $11,614+410.5% | $11,431+418.6% |