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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,677 | $184,000-58.3% | $162,185-52.7% | $152,909-49.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 13.86% | 150.80%-136.9pp | 115.61%-101.7pp | 345.46%-331.6pp |
| Employer contribution / active EE | $1,026 | $6,370-83.9% | $5,613-81.7% | $4,764-78.5% |
| Participant deferral / active EE | $3,422 | $8,033-57.4% | $7,297-53.1% | $5,851-41.5% |
| Admin fee / account holder | $11,420 | $13,124-13.0% | $10,844+5.3% | $11,601-1.6% |