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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,551 | $125,237-42.1% | $105,608-31.3% | $145,877-50.3% |
| Participation rate | 50.0% | 77.7%-27.7pp | 75.3%-25.3pp | 80.3%-30.3pp |
| Annual return | 11.45% | 225.76%-214.3pp | 116.50%-105.0pp | 551.28%-539.8pp |
| Employer contribution / active EE | $2,035 | $3,720-45.3% | $3,167-35.7% | $4,663-56.4% |
| Participant deferral / active EE | $3,167 | $5,711-44.5% | $5,010-36.8% | $6,691-52.7% |
| Admin fee / account holder | $442 | $17,287-97.4% | $11,028-96.0% | $13,402-96.7% |