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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,639 | $127,790-68.2% | $106,555-61.9% | $167,536-75.7% |
| Participation rate | 90.9% | 78.3%+12.6pp | 76.1%+14.8pp | 82.1%+8.8pp |
| Annual return | 15.13% | 33.88%-18.7pp | 26.80%-11.7pp | 478.82%-463.7pp |
| Employer contribution / active EE | $1,505 | $3,428-56.1% | $2,819-46.6% | $4,839-68.9% |
| Participant deferral / active EE | $1,110 | $5,088-78.2% | $4,399-74.8% | $6,342-82.5% |
| Admin fee / account holder | $11,791 | $11,229+5.0% | $7,408+59.2% | $12,315-4.2% |