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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,746 | $83,908-77.7% | $68,509-72.6% | $125,389-85.1% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | 1.16% | 14.48%-13.3pp | 8.27%-7.1pp | 282.24%-281.1pp |
| Employer contribution / active EE | $3,714 | $3,031+22.5% | $2,278+63.1% | $4,866-23.7% |
| Participant deferral / active EE | $9,643 | $4,125+133.8% | $3,382+185.1% | $5,352+80.2% |
| Admin fee / account holder | $443 | $8,982-95.1% | $5,275-91.6% | $9,541-95.4% |