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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,284 | $142,409-75.2% | $119,634-70.5% | $134,545-73.8% |
| Participation rate | 88.2% | 82.8%+5.4pp | 79.3%+9.0pp | 81.2%+7.0pp |
| Annual return | -3.03% | -12.46%+9.4pp | -14.98%+11.9pp | 418.37%-421.4pp |
| Employer contribution / active EE | $700 | $5,224-86.6% | $4,232-83.5% | $4,742-85.2% |
| Participant deferral / active EE | $4,658 | $6,468-28.0% | $5,601-16.8% | $6,401-27.2% |
| Admin fee / account holder | $28,840 | $13,594+112.1% | $10,329+179.2% | $11,431+152.3% |