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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,955 | $83,485-53.3% | $125,195-68.9% | $72,976-46.6% |
| Participation rate | 86.7% | 73.3%+13.4pp | 79.8%+6.9pp | 69.5%+17.2pp |
| Annual return | 24.48% | 25.77%-1.3pp | 43.79%-19.3pp | 81.02%-56.5pp |
| Employer contribution / active EE | $293 | $2,346-87.5% | $3,866-92.4% | $2,440-88.0% |
| Participant deferral / active EE | $1,971 | $3,586-45.0% | $4,937-60.1% | $3,608-45.4% |
| Admin fee / account holder | $1,805 | $5,518-67.3% | $9,704-81.4% | $5,124-64.8% |