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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,119 | $162,821-72.9% | $133,978-67.1% | $158,982-72.2% |
| Participation rate | 91.3% | 83.2%+8.1pp | 79.8%+11.5pp | 82.0%+9.3pp |
| Annual return | 5.81% | 41.95%-36.1pp | 45.10%-39.3pp | 302.99%-297.2pp |
| Employer contribution / active EE | $372 | $4,976-92.5% | $3,919-90.5% | $4,763-92.2% |
| Participant deferral / active EE | $2,950 | $5,910-50.1% | $5,047-41.6% | $5,983-50.7% |
| Admin fee / account holder | $1,869 | $11,742-84.1% | $8,930-79.1% | $11,252-83.4% |