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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,570 | $129,737-27.9% | $119,126-21.5% | $154,746-39.5% |
| Participation rate | 30.0% | 78.9%-48.9pp | 75.8%-45.8pp | 80.7%-50.7pp |
| Annual return | 16.93% | 379.08%-362.2pp | 282.11%-265.2pp | 172.34%-155.4pp |
| Employer contribution / active EE | $2,170 | $4,375-50.4% | $4,034-46.2% | $4,379-50.5% |
| Participant deferral / active EE | $6,148 | $5,842+5.2% | $5,318+15.6% | $6,730-8.7% |
| Admin fee / account holder | $17 | $11,961-99.9% | $10,693-99.8% | $14,365-99.9% |