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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $597,167 | $156,963+280.5% | $121,204+392.7% | $139,466+328.2% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.5%-2.9pp | 80.3%-13.7pp |
| Annual return | 15.76% | 1476.75%-1461.0pp | 987.18%-971.4pp | 373.66%-357.9pp |
| Employer contribution / active EE | $3,227 | $5,544-41.8% | $4,170-22.6% | $4,754-32.1% |
| Participant deferral / active EE | $5,867 | $4,848+21.0% | $4,083+43.7% | $6,712-12.6% |
| Admin fee / account holder | $75 | $6,953-98.9% | $5,651-98.7% | $11,409-99.3% |