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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,577 | $176,688+160.1% | $130,660+251.7% | $152,897+200.6% |
| Participation rate | 66.7% | 79.0%-12.3pp | 71.7%-5.1pp | 82.5%-15.8pp |
| Annual return | 17.05% | 2693.08%-2676.0pp | 1709.29%-1692.2pp | 345.43%-328.4pp |
| Employer contribution / active EE | $1,627 | $5,743-71.7% | $4,092-60.2% | $4,764-65.9% |
| Participant deferral / active EE | $2,987 | $4,362-31.5% | $3,603-17.1% | $5,851-49.0% |
| Admin fee / account holder | $0 | $7,131-100.0% | $5,463-100.0% | $11,599-100.0% |