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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,216 | $148,629-15.1% | $135,982-7.2% | $139,487-9.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.72% | 79.33%-64.6pp | 68.32%-53.6pp | 373.84%-359.1pp |
| Employer contribution / active EE | $2,397 | $5,247-54.3% | $4,859-50.7% | $4,755-49.6% |
| Participant deferral / active EE | $5,685 | $8,102-29.8% | $7,760-26.7% | $6,713-15.3% |
| Admin fee / account holder | $1,100 | $12,406-91.1% | $10,767-89.8% | $11,407-90.4% |