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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,028 | $138,114-11.6% | $125,391-2.7% | $134,545-9.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.64% | 750.88%-767.5pp | 572.41%-589.0pp | 418.37%-435.0pp |
| Employer contribution / active EE | $2,185 | $5,246-58.4% | $4,816-54.6% | $4,742-53.9% |
| Participant deferral / active EE | $4,660 | $7,801-40.3% | $7,448-37.4% | $6,401-27.2% |
| Admin fee / account holder | $3,095 | $11,570-73.3% | $10,009-69.1% | $11,431-72.9% |