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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,882 | $157,304-51.1% | $141,197-45.6% | $152,909-49.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.91% | 64.34%-46.4pp | 71.41%-53.5pp | 345.46%-327.5pp |
| Employer contribution / active EE | $5,850 | $5,263+11.2% | $4,736+23.5% | $4,764+22.8% |
| Participant deferral / active EE | $4,015 | $7,111-43.5% | $6,710-40.2% | $5,851-31.4% |
| Admin fee / account holder | $770 | $12,126-93.6% | $10,265-92.5% | $11,601-93.4% |