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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,576 | $85,766+10.3% | $136,298-30.6% | $70,126+34.9% |
| Participation rate | 95.7% | 74.2%+21.6pp | 81.9%+13.8pp | 69.5%+26.2pp |
| Annual return | 13.36% | 31.46%-18.1pp | 5156.27%-5142.9pp | 73.15%-59.8pp |
| Employer contribution / active EE | $8,782 | $2,966+196.1% | $4,696+87.0% | $2,343+274.9% |
| Participant deferral / active EE | $8,870 | $5,051+75.6% | $6,247+42.0% | $3,332+166.2% |
| Admin fee / account holder | $3,361 | $5,421-38.0% | $9,244-63.6% | $4,645-27.6% |