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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,667 | $105,200+29.9% | $159,474-14.3% | $85,847+59.2% |
| Participation rate | 93.4% | 75.8%+17.7pp | 82.8%+10.6pp | 69.3%+24.1pp |
| Annual return | 12.00% | 45.08%-33.1pp | 263.68%-251.7pp | 318.61%-306.6pp |
| Employer contribution / active EE | $10,239 | $3,319+208.5% | $4,831+112.0% | $2,565+299.1% |
| Participant deferral / active EE | $7,869 | $5,946+32.3% | $7,353+7.0% | $3,952+99.1% |
| Admin fee / account holder | $3,574 | $6,934-48.5% | $10,802-66.9% | $6,261-42.9% |