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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,318 | $228,352-85.0% | $185,835-81.5% | $158,966-78.4% |
| Participation rate | 66.7% | 82.3%-15.6pp | 78.0%-11.4pp | 82.0%-15.3pp |
| Annual return | 17.95% | 40.81%-22.9pp | 35.96%-18.0pp | 302.95%-285.0pp |
| Employer contribution / active EE | $1,991 | $4,967-59.9% | $4,087-51.3% | $4,762-58.2% |
| Participant deferral / active EE | $6,691 | $6,416+4.3% | $5,633+18.8% | $5,983+11.8% |
| Admin fee / account holder | $2,515 | $11,867-78.8% | $9,502-73.5% | $11,250-77.6% |