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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,157 | $211,946-88.6% | $169,452-85.7% | $135,379-82.2% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | 0.76% | 3.26%-2.5pp | 1.83%-1.1pp | 519.79%-519.0pp |
| Employer contribution / active EE | $0 | $5,117-100.0% | $4,157-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $10,940 | $6,075+80.1% | $5,277+107.3% | $5,609+95.0% |
| Admin fee / account holder | $16,185 | $11,472+41.1% | $9,110+77.7% | $10,828+49.5% |