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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,064 | $160,028+187.5% | $147,080+212.8% | $145,884+215.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.92% | 98.60%-79.7pp | 420.17%-401.3pp | 551.85%-532.9pp |
| Employer contribution / active EE | $12,535 | $5,286+137.2% | $4,933+154.1% | $4,662+168.9% |
| Participant deferral / active EE | $16,794 | $8,422+99.4% | $8,066+108.2% | $6,690+151.0% |
| Admin fee / account holder | $13,309 | $15,030-11.4% | $12,989+2.5% | $13,392-0.6% |