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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,818 | $148,629+128.0% | $135,982+149.2% | $139,487+142.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 4.50% | 79.33%-74.8pp | 68.32%-63.8pp | 373.84%-369.3pp |
| Employer contribution / active EE | $11,118 | $5,247+111.9% | $4,859+128.8% | $4,755+133.8% |
| Participant deferral / active EE | $14,714 | $8,102+81.6% | $7,760+89.6% | $6,713+119.2% |
| Admin fee / account holder | $4,945 | $12,406-60.1% | $10,767-54.1% | $11,407-56.6% |