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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,779 | $176,105+42.4% | $159,474+57.3% | $167,536+49.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 24.77% | 331.91%-307.1pp | 263.68%-238.9pp | 478.82%-454.0pp |
| Employer contribution / active EE | $10,800 | $5,299+103.8% | $4,831+123.6% | $4,839+123.2% |
| Participant deferral / active EE | $12,004 | $7,751+54.9% | $7,353+63.2% | $6,342+89.3% |
| Admin fee / account holder | $1,550 | $12,559-87.7% | $10,802-85.7% | $12,315-87.4% |