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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,606 | $94,529+101.6% | $140,019+36.1% | $64,181+197.0% |
| Participation rate | 95.7% | 84.1%+11.6pp | 87.5%+8.2pp | 69.6%+26.1pp |
| Annual return | -9.43% | 7.77%-17.2pp | 651.15%-660.6pp | 7.63%-17.1pp |
| Employer contribution / active EE | $7,283 | $3,812+91.0% | $5,605+29.9% | $2,381+205.9% |
| Participant deferral / active EE | $15,590 | $5,250+197.0% | $6,927+125.1% | $3,470+349.3% |
| Admin fee / account holder | $6,677 | $6,741-0.9% | $10,705-37.6% | $4,887+36.6% |