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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,867 | $82,032+74.2% | $123,106+16.1% | $59,633+139.6% |
| Participation rate | 100.0% | 83.2%+16.8pp | 86.8%+13.2pp | 68.7%+31.3pp |
| Annual return | -2.06% | 5.12%-7.2pp | 13.22%-15.3pp | 2041.40%-2043.5pp |
| Employer contribution / active EE | $6,349 | $3,297+92.6% | $5,151+23.3% | $2,203+188.3% |
| Participant deferral / active EE | $14,242 | $4,667+205.2% | $6,229+128.6% | $3,192+346.2% |
| Admin fee / account holder | $12,384 | $5,881+110.6% | $9,015+37.4% | $4,297+188.2% |