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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,238 | $70,418-47.1% | $96,570-61.4% | $85,847-56.6% |
| Participation rate | 89.7% | 61.8%+27.8pp | 69.8%+19.8pp | 69.3%+20.3pp |
| Annual return | 6.97% | 18.59%-11.6pp | 37.79%-30.8pp | 318.61%-311.6pp |
| Employer contribution / active EE | $2,471 | $1,413+74.8% | $2,357+4.8% | $2,565-3.7% |
| Participant deferral / active EE | $1,377 | $2,894-52.4% | $3,849-64.2% | $3,952-65.2% |
| Admin fee / account holder | $1,579 | $4,995-68.4% | $6,182-74.5% | $6,261-74.8% |